Not connected
Telegram
Join the official CALT Telegram for announcements, AMAs, and community updates.
t.me/caltprotocol
Phase 0 — SAFE Round · Open for qualified investors
CALT Protocol — Charity · Lottery · Token
The first decentralized no-loss prize-linked savings protocol on Polygon
Deposit USDC with principal protection, enter provably fair prize draws powered by Chainlink VRF, and fund verified charities automatically — all on-chain through CALTVault.
- Yield split
- 70/20/10
- Target APY
- 10% combined
- Min deposit
- $10 USDC
- Network
- Polygon PoS
- Governance token
- HIT
- TGE price
- $0.1 / HIT
Phase 0 — SAFE Round
Open for qualified investorsQualified investors can participate via SAFE notes before the HIT token is issued. Tokens are delivered at TGE after the protocol is live and proven on Polygon Mainnet.
Target raise$200,000–$300,000
SAFE price$0.08 / HIT
TGE price$0.1 / HIT
FDV at TGE$3,000,000
Fundraising sequence
- Phase 0SAFE Round
- Phase 1Protocol Launch
- Phase 2HIT TGE
Min $10,000 · Max $100,000 (SAFE)
Three innovations in one protocol
CALT combines principal-protected savings, verifiably random prize draws, and automated on-chain charity distribution — powered by DeFi lending and the Etemad Fund quant strategy on Polygon PoS.
No-loss savings
Depositor principal is never at risk. Deposit a minimum of $10 USDC into CALTVault and withdraw your full principal at any time — no lock, no fee.
Provably fair prizes
70% of generated yield funds monthly prize draws selected by Chainlink VRF v2.5. Every draw is verifiable on Polygonscan with cryptographic proof.
Automated charity
20% of yield transfers instantly to a governance-elected charity wallet each cycle — scaling up to 30% at $10M+ TVL through HIT holder votes.
Audited & secure
CALTVault v3.0.2 audited by Hacken with a 5% on-chain quant drawdown cap, 48h timelock, and 3-of-5 Gnosis Safe multisig protection.
Total supply
100M
HIT
HIT tokenomics
HIT is the fixed-supply governance token of CALT Protocol. It is separate from cvUSDC vault receipts. The full two-token architecture is documented in the official whitepaper (coming soon).
- Community & Ecosystem38%
- Public Sale (Post-Launch TGE)20%
- Team & Founders18%
- Protocol Treasury12%
- Initial DEX Liquidity6%
- Advisors6%
Team tokens vest over 36 months with a 12-month cliff. Public sale tokens are liquid at TGE — issued only after the protocol is live.
Official documentation
CALT Protocol Official Whitepaper
Version 4.1 · May 2026 · Authored by Meysam Bayat, PhD Finance
The whitepaper covers the full CALT Protocol architecture — from CALTVault smart contracts and yield distribution to HIT tokenomics, charity governance, competitive analysis, risk management, and legal compliance.
Whitepaper access is temporarily unavailable.
No-loss prize-linked savings
Deposit USDC into CALTVault with principal protection, enter lottery draws, and support charity — all from a single deposit.
Yield engine architecture
50% DeFi lending on Polygon plus 50% Etemad Fund quant strategy, targeting 10% combined APY with a 5% on-chain drawdown cap.
Chainlink VRF lottery
Monthly, quarterly, and semi-annual draws with on-chain cryptographic proof. 70% of yield funds multi-tier prize pools.
Post-launch TGE model
HIT is issued only after CALTVault is live with real TVL — buyers purchase governance over a proven, operating protocol.
Roadmap overview
Phase 0Now
SAFE Round
Raise $200K–$300K via SAFE notes from qualified investors. No HIT token issued yet — funds audits and infrastructure.
Phase 1Month 3
Protocol Launch
Deploy audited CALTVault on Polygon Mainnet. Real TVL, prize draws, and on-chain charity distributions prove the protocol works.
Phase 2Month 4–5
HIT TGE
Issue 100M HIT governance tokens after 30+ days of live operation. Public sale at $0.10 per HIT with verified protocol performance.
Pre-sale waitlist
Register your interest for the CALT Protocol SAFE round and HIT token generation event. Early registrants receive priority access when the public sale opens after protocol launch on Polygon.
Waitlist entries
Join the community
Connect your Telegram and Discord accounts to stay updated on protocol launches, governance votes, and prize draw announcements. Real OAuth integration is coming soon — the UI below is ready for when it ships.
Not connected
Discord
Connect your Discord to access private channels, governance discussions, and support.
discord.gg/calt
Connecting is optional. Account linking will be used for community access and notifications once backend integration is live.
Frequently asked questions
What is CALT Protocol?+
CALT (Charity · Lottery · Token) is the first decentralized no-loss prize-linked savings protocol on Polygon PoS. Users deposit USDC into CALTVault, earn yield from DeFi and quant strategies, and that yield is split 70% to prizes, 20% to charity, and 10% to the protocol treasury.
What is the HIT token?+
HIT is the ERC-20 governance token of CALT Protocol with a fixed supply of 100,000,000. It grants voting rights over charity selection, protocol parameters, and treasury spending. HIT is separate from cvUSDC — purchasing HIT does not provide no-loss protection.
How does the fundraising sequence work?+
Phase 0 raises $200K–$300K via SAFE notes (no token issued). Phase 1 launches CALTVault on Polygon Mainnet with real deposits and prize draws. Phase 2 issues HIT at TGE only after the protocol is live and proven — eliminating pre-launch token sale risks.
Is my USDC deposit protected?+
Yes. No-loss principal protection applies exclusively to USDC deposited into CALTVault. Your principal is never exposed to the quant strategy — even complete strategy failure means zero yield for that cycle, not loss of deposit.
Where can I read the full protocol details?+
The official CALT Protocol Whitepaper (v4.1) covers architecture, tokenomics, yield engine, lottery mechanism, charity governance, roadmap, and legal considerations. Access is temporarily unavailable and will be re-enabled soon.